Wash and pressure cook both dal and millets with 2 1/4 cup of water, salt as needed, cook for 4 whistles.
Heat oil in a kadai/pan, add cumin/jeera seeds, pepper. When cumin sizzles, add finely chopped ginger, curry leaves and pour it over the cooked millet and dal.
Cook the khichdi on low heat for 3-4 minutes, add ghee and switch it off.