Time to check your credit score

Creditmantri started by bankers, takes care of all your credit needs

Published: 14th June 2017 11:19 PM  |   Last Updated: 15th June 2017 05:51 AM   |  A+A-

The founders of CreditMantri

Express News Service

CreditMantri was created by a team of three ex-bankers- Ranjit Punja, R Sudarshan and Gowri Mukherjee, with the intent to change the way credit is delivered in India by leveraging the power of technology and the digital medium.
It was founded in August 2012 in Chennai to help consumers in taking charge of their credit health and make better borrowing decisions.It aims to empower consumers to know their Credit potential and benefit from this knowledge.

On the site, customers can access their Credit Scores, learn how they can improve their Credit health, resolve past issues, reduce current borrowing costs and in the process discover products best matched to their credit profile. It also provides the borrowers better control over their credit health by educating and hand-holding them to create or improve their credit scores and eventually discover relevant lender products.

It was created to bridge the gap between consumers and lenders and enable them to better understand each other by resulting in efficient credit decision making.The company has served over 1.8 million users till date.
All data is captured or shared only after obtaining explicit consumer consent. On the supply side, it  provides financial institutions access to better quality consumer risk profiles besides helping these institutions cut down on expensive credit operations processes and disburse loans faster.

Consumer demand data on the platform is used to create custom credit products to address unmet credit needs e.g. providing unsecured personal credit lines for new to credit consumers or debt consolidation loans for credit-challenged consumers.
Rich profiling data results in lenders not having to waste resources on applications which do not meet their credit criteria. Our focus is to increase our user and lender base, we have also set our sights on familiarising the concept of a credit score to Indians and the importance of maintaining a good credit history.


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