This article is related to an affiliate advertising program and The New Indian Express's journalists were not involved in production of this article.
Do you need a personal loan immediately because you're short on cash? Have you tried contacting your family and friends, but nothing seems to be working? Don't worry; you can still obtain a personal loan instantly without crucial paperwork like a PAN card. Your PAN card is a necessary form of identification in many situations, such as loan sanctions. Without a PAN card, you can still apply for an instant loan. You can learn how to obtain an instant personal loan in India at a low-interest rate with minimal paperwork. If you want to learn more about Instant personal loans without an Aadhar card, read this article.
As previously mentioned, there are several ways to get an instant personal loan without providing proof of income. First, many lenders in the nation, including Navi, Loaney, Money View, etc., provide customers with affordable loans, flexible repayment terms, and little paperwork. Additionally, you can easily apply for an instant loan through one of these lenders without a PAN card.
You must be qualified to apply for an online loan without a PAN card. To do that, determine if you possess the following:
The first thing you should do is check the lender's website or mobile app. After giving the necessary information, they will quickly inform you of your eligibility.
You can choose your loan amount and repayment term after determining your eligibility using the options offered.
You must online upload each required document for verification after the loan term.
The loan amount will be credited to your account if selected and qualified within 24 hours of loan agreement verification and submission.
Important Reminder:
1. A NACH form must be printed, signed, scanned, and returned to the lender's website after verifying your documents.
2. By completing this step, the auto-debit feature from your bank account will be enabled, enabling you to automatically pay your EMIs on time without any manual intervention.
3. Once you have your NACH form, you must review the loan agreement on the app. Please apply after carefully reading the terms and conditions.
You may be eligible for a loan if you meet the required criteria, which are not challenging to complete and are simple for online loans without PAN cards:
| | ||
| | ||
| |
Not everyone will be able to submit a PAN card as identification, but many lenders offer other options on their websites, as listed below:
However, your PAN card will be recognised as an officially valid document (OVD) for identity proof if you can present it.
As previously mentioned, we emphasise ensuring that all our customers can afford the loans. Therefore, listed below are our fees.
Here are some of the most frequently asked questions about obtaining an instant personal loan without a PAN Card, given that the process of applying for a loan from the lender is not straightforward:
When you do not have a PAN card but have valid proof of identity (PoI), such as a passport, a voter ID card, etc., you can apply for an Aadhaar card. You must also provide a valid proof of address (PoA) such as a passport, a bank statement, a voter ID, a driving license, etc.
Yes. Without a PAN card, you can still apply for a student loan. You may provide a copy of your passport or Aadhaar card as photo identity proof.
You cannot apply for a loan without providing your PAN because the government uses it to monitor financial transactions and thwart fraud. Some lenders do, however, grant loans without PAN.
Sometimes you cannot present your PAN card, which is a crucial piece of identity documentation. Consequently, the lender's website provides alternative documentation options. To apply for a personal loan without a PAN card, visit the lender's website or download the app by typing "loan app without PAN card."
Get Your Loan Without A PAN Card Today!
To contact the Express Deals team, please drop an email to - expressdeal@newindianexpress.com
We will reach out to you in the next 48 business hours.