What Professor M S Sriram of who chairs the committee has to say:
The bank will not fleece customers
Product charges cannot be avoided but customers will not be asked to pay many service charges as done by commercial banks.
The bank will be customer-centred.
Major recommendations:
Panel members
Additional chief secretary V S Senthil, former Nabard CGM C P Mohan, former GM of Union Bank T P Balakrishnan and Cooperation Department special secretary P Venugopal.