Life is uncertain, and a medical emergency can strike at any time. Sometimes, medical expenses, such as cosmetic surgery, dental implantation, IVF treatment, etc., can be planned. If you need funds to cover planned treatment expenses without hospitalisation or medical bills, quick money loans can ease your stress. These are a form of Personal Loans you can use for medical-related expenses. Read on to find out how to secure one.
Decide Why You Need a Hero FinCorp Personal Loan
Also known as personal loan for emergency, quick money loans from Hero FinCorp can be used to cover various medical expenses, including the following:
● Sudden Medical Bills: If you need money for a medical emergency or sudden illness but don't have health insurance, a Personal Loan can cover the medical bills, including doctor’s visits, medicines, diagnostic tests, etc.
● Hospitals that Insurance Does Not Cover: You may seek the best treatment in a particular hospital, but what if your insurance does not cover it? In such a situation, a Personal Loan may cover your treatment without hassle.
● Dental Treatment: Dental treatment can be expensive, especially when you require an extensive procedure. You may use a Personal Loan to pay for the required dental work that most insurance plans do not cover.
● Cosmetic Procedure: Cosmetic procedures are expensive, and most insurance plans do not cover them. If you opt for liposuction, hair replacement, botox injections, a breast lift, or skin lightening, a Personal Loan can finance the cost and spread it into EMIs.
● Delivery and IVF Treatment: Parenthood is a choice and not a medical emergency. That is why most insurance plans may not cover delivery and IVF treatments. A Personal Loan can cover their costs without hassle.
● Drugs, Therapy, and Equipment: Once the treatment is over, you may need money for drugs, post-surgery therapy, healthcare equipment, etc. Quick money loans from Hero FinCorp cover their cost and save you from financial stress.
Look at the Features of Hero FinCorp Personal Loan for Emergency
Hero FinCorp’s money loans come with a wide range of benefits, including the following:
● Loan Amounts: You can borrow a loan amount of Rs 50,000 to Rs 5 lakh, which can support your financial needs during difficult times.
● Competitive Interest Rates: Hero FinCorp offers attractive interest rates starting from 1.58% per month for personal loan for emergency.
● No Collateral Requirement: A Personal Loan does not require collateral, making it easily accessible whenever you need funds.
● Flexible EMI Options: The NBFC offers flexible repayment terms ranging from 12 to 36 months. You can customise the EMIs to suit your financial condition, making repayment more convenient without stress.
● Easy Application: The application process is quick and simple through the lender’s website and loan app, ensuring you receive the money promptly.
● Instant Approval: The 100% digital loan process allows instant verification and approval, leaving no scope for delays.
Check Your Loan Eligibility
Depending on whether you are a salaried or a self-employed individual, you must fulfil the lender’s eligibility criteria to qualify for a Personal Loan. Check your loan before applying to avoid rejection due to trivial reasons. To apply for an instant loan at Hero FinCorp, you must fulfil the following conditions:
● Age: 21 to 58 years
● Citizenship: Indians only
● Occupation: Salaried and self-employed
● Minimum Income: Rs 15,000 per month
● Minimum Work Experience: Six months for salaried; Two years for self-employed
Prepare the Documents
Although Hero FinCorp has minimal documentation requirements, you must provide a few necessary documents to apply for a Personal Loan. This includes proof of salary, besides KYC details. Salaried employees must provide their salary slips, bank account statements, job continuity proof, etc., while self-employed professionals must provide their ITR, bank statements, business existence proof, etc.
Apply Online
Here’s how you can apply for a quick money loan online.
● Visit the Hero FinCorp website or install the loan app
● Go to the Personal Loan page and click ‘Apply Now’
● Enter your mobile number and verify with the OTP received
● Choose the loan amount you need
● Verify your KYC details to check income eligibility
● Click ‘Submit’ to complete your application
Once approved, the loan amount will be transferred to your bank account.
If you need money to cover your medical expenses, money loans from Hero FinCorp provide instant funding access without hassle. Use the loan amount wisely and repay it on time to avoid financial stress and improve your credit score over time. Take advantage of the application process at Hero FinCorp to handle medical expenses confidently.
Disclaimer: The information provided in this blog post is intended for informational purposes only. The content is based on research and opinions available at the time of writing. While we strive to ensure accuracy, we do not claim to be exhaustive or definitive. Readers are advised to independently verify any details mentioned here, such as specifications, features, and availability, before making any decisions. Hero FinCorp does not take responsibility for any discrepancies, inaccuracies, or changes that may occur after the publication of this blog. The choice to rely on the information presented herein is at the reader's discretion, and we recommend consulting official sources and experts for the most up-to-date and accurate information about the featured products.
Disclaimer: This content is part of a marketing initiative. No TNIE Group journalists were involved in the creation of this content.