‘Use pics to assess crop insurance’, says Researcher

Picture-based loss assessment can help improve transparency in crop insurance, said Berber Kramer, Research Fellow with the US-based International Food Research Policy Institute.

Published: 12th July 2018 04:35 AM  |   Last Updated: 12th July 2018 04:35 AM   |  A+A-

By Express News Service

CHENNAI: Picture-based loss assessment can help improve transparency in crop insurance, said Berber Kramer, Research Fellow with the US-based International Food Research Policy Institute, on Wednesday.
Speaking at a seminar on ‘Innovative Solutions to Agricultural Risk Management in the Context of India’s Crop Insurance Schemes” organised by MS Swaminathan Research Foundation, she said picture-based assessment helps in identifying the right beneficiaries for payouts.

In this approach, farmers are required to take pictures of their fields during various stages of the crop cycle so authorities can see if the fields have indeed been maintained well and the insurance not misused.
“Farmers are happy to adopt this method because it also helps them monitor their crops for weeds or pests,” said Kramer.

In a study undertaken in Punjab and Haryana, it was found that 80 per cent  of the farmers uploaded at least one usable picture during the cropping season and that the farmers’ education and experience with smart phones did not matter.

Speaking on the challenges in Pradhan Mantri Fasal Bima Yojana (PMFBY), India’s main crop insurance scheme, Kramer said the crop cutting experiments to establish area yield lacked transparency. It was difficult to implement for horticultural crops while also ignores the environmental benefits of Climate-Smart Agriculture, among other challenges.

Kramer suggested introduction of smart subsidies to reduce residue burning among farmers after paddy harvest. She also stressed that it was critical to bundle insurance with service providers.

Stay up to date on all the latest Chennai news with The New Indian Express App. Download now

Comments

Disclaimer : We respect your thoughts and views! But we need to be judicious while moderating your comments. All the comments will be moderated by the newindianexpress.com editorial. Abstain from posting comments that are obscene, defamatory or inflammatory, and do not indulge in personal attacks. Try to avoid outside hyperlinks inside the comment. Help us delete comments that do not follow these guidelines.

The views expressed in comments published on newindianexpress.com are those of the comment writers alone. They do not represent the views or opinions of newindianexpress.com or its staff, nor do they represent the views or opinions of The New Indian Express Group, or any entity of, or affiliated with, The New Indian Express Group. newindianexpress.com reserves the right to take any or all comments down at any time.