During these months, people usually venture out on new adventures and lay the foundations for their future goals. From Navratri to Diwali and beyond,this is the time for new beginnings.And many take the opportunity to fulfil their dreams during this time.
When it comes to your financial goals, leave no stone unturned.Take advantage of instant approval, quick disbursal, and flexible repayment options on personal loans. Loaded with features, this instrument is the perfect addition to your financial toolkit.
Read on to know how a personal loan, like the one offered by Bajaj Finserv, can help you get the funds you need to achieve your goals.
Qualify easily and spend more time enjoying the festivities
Generally, loan processes and procedures require a fair bit of time and effort. You may need to do some legwork and even visit the lender multiple times to get things in order. This can be a hassle and cause you to miss out on quality time with your family and loved ones.
Thankfully, this isn’t a problem with the Bajaj Finserv Personal Loan. You don’t have to jump through hoops to qualify or get approval. Meet the lenient criteria, apply online, and submit basic paperwork. Everything can be handled digitally and in just a few clicks. Bajaj Finserv also offers instant approval in just a few minutes, and you could even benefit from same-day disbursal too!
Access a sizable sanction and handle any expense
Bajaj Finserv offers a personal loan sanction that ranges up to Rs. 25 lakh. This sizable sum can comfortably handle a wide array of purchases and can even be used to fund certain financial goals! For instance, you could use the sanction to:
- Host a wedding
- Buy the latest home appliances and gadgets
- Renovate your home
- Purchase travel tickets
- Fund overseas education
The loan has no spending restrictions, and you can use it to fund any expense. This includes business-related goals, medical emergencies, and debt consolidation too!
Make repayment a breeze with a flexible tenor
Amid the festivities, the last thing you need to worry about is your debt obligation. With a Bajaj Finserv Personal Loan, such concerns are a thing of the past as you get access to a flexible tenor. You can opt for a repayment plan that ranges up to 60 months, and this is plenty of time to handle short-term debt. To find the best terms for yourself, use the specialised EMI calculator and identify EMIs you can easily manage. Besides tweaking repayment to suit your budget, you can use the personal loan interest calculator to optimise your interest outgo as well. This way, you can save money while you repay your loan. The flexible tenor allows you to handle payments easily while ensuring you never have to worry about defaulting.
Enjoy an affordable and cost-effective borrowing experience
When it comes to the festive months and the period following them, it is quite common to shop for a bargain. Top retailers, brands, and service providers launch their seasonal deals, and you can be assured of an affordable experience during these times. While you look for the best deals, make sure you take advantage of personal loan interest rates.
This makes it an ideal option regardless of the expense, and you can rest easy knowing you’re getting a deal. Applicants with a strong financial and credit profile may even access the loan at better rates. Perks like these are available to borrowers with an excellent CIBIL score, so be sure to apply with a CIBIL score of at least 750.
Achieving your goals is easiest when you have financial backing from a leading lender. The Bajaj Finserv Personal Loan is optimised at every step and guarantees a convenient experience. This is crucial, especially during the key festivals, as you don’t want to run into a cash crunch that can disrupt your plans. What’s more, the affordability it offers helps you borrow freely without worrying about any negative impacts on your savings.
So, make life a lot easier and get a Bajaj Finserv Personal Loan. Apply online for the quickest experience and get disbursal within 24 hours* of approval. To get started right away, check your pre-approved offer and enjoy hassle-free access to funds.
*Terms and conditions apply
Disclaimer: This content is distributed by Bajaj Finserv Ltd. No TNIE Group journalist is involved in the creation of this content.