Bajaj Finance is a go-to financial service provider in India. As a non-banking finance company (NBFC), it offers several services like UPI, bill payment, wealth management, e-wallet, loans, and deposits to simplify financial management for its customers.
a. Personal loans
Personal loans are for individual expenses such as weddings, travel, and medical expenditures. You can get up to Rs. 40 lakh to meet your expenses.
Characteristics: Efficient authorization, minimal paperwork, convenient tenures (12 to 60 months).
b. Home loans
For the acquisition or remodelling of residential real estate, you can avail Bajaj Finserv Home Loan and funds of up to Rs. 5 crore.
Features include long payback tenure, favourable tax treatment, and competitive interest rates.
c. Loans for businesses
The goal of Bajaj Finserv Business Loan is to assist small and medium-sized businesses with their operational or growth needs. You can avail up to Rs. 80 lakh to manage your business expenses.
Features include convenient repayment tenures and hassle-free online application.
d. Gold loans
Goal: To provide funds against your gold jewellery to manage your planned and unplanned expenses with ease. You can avail funds starting from Rs. 5,000 to Rs. 2 crore with Bajaj Finserv Gold Loan.
Features: It offers multiple repayment options, free insurance of pledged gold, and easy part-release facility.
e. Motor loans
Loans for two and four wheels can be availed of as per requirement.
Features include minimum processing time, flexible payback alternatives, and
minimal documentation.
Simple and quick approval process: Apply online with limited documentation requirements, and receive approvals sooner than before.
Repayment options that are flexible: Select from a range of terms to fit your budget.
No extra hidden fees: Charge schedules are transparent and inclusive of all costs.
Prepayment options: Possibility of loan prepayment without significant penalties.
Special deals: EMI Network Cardholders are eligible for discounts and promotional deals.
Potential customers have to verify his/her eligibility to find out if they qualify by using the eligibility calculator online.
Online registration form and documentation: To finish the application, visit the Bajaj Finserv website or download the Bajaj Finserv App to submit the required documentation, including proof of address, identity, and income to obtain fast clearance and money access upon approval.
With the Bajaj Finserv EMI Network Card, consumers can purchase a variety of goods and services and pay for them in convenient monthly payments (EMIs). This financial tool serves as a multipurpose solution.
The Bajaj Finserv Network Card for EMI lets the users buy things in different categories, such as furniture, gadgets, clothing, luxury products, holidays, and more with flexible repayment options and quick credit.
Quick financing: Users will get funding without needing to submit a pile of paperwork or endure drawn-out approval processes.
Easy EMIs: A lot of products are offered with minimal interest applied to the principal amount when purchased on easy EMI basis.
Versatile nature: Use the card at a wide range of partner stores, both online and offline.
Flexible tenures: Choose payback lengths between three and twenty-four months.
Convenient shopping: Users may manage their financial flow in a better way by making purchases without paying the whole amount up front.
Offers and discounts: Enjoy special deals and discounts available exclusively for EMI Network Card users.
Easy application process: You can apply for the card online through the Bajaj Finserv website or app with minimal documentation.
Step 1: Ensure you meet the eligibility criteria, which typically include a stable income and a good credit score.
Step 2: User has to complete the online application and send in the necessary files.
Step 3: If the application is accepted, the user will first get a digital card, and it may be a physical one as well.
It is very convenient to use this card. All the user has to do is to choose the tenure, confirm the payment, and opt for EMI at checkout.
Repayment: Depending on the duration selected, repay the sum in monthly instalments. The first EMI is typically due one month after the purchase is made.
Customers can purchase a variety of products on Bajaj Finance’s online shopping segment, Bajaj Mall, with easy and affordable monthly instalments. It makes shopping for customers easier by converting financing choices with the ease of e-commerce.
1. Product variety: Purchase furniture, clothes, appliances for the house, gadgets, and more.
2. Easy instalments: Choose flexible repayment options and make purchases without paying the entire amount upfront.
3. Special offers: Take advantage of exclusive savings and promotions that are only accessible via Bajaj Mall.
4. Online convenience: Shop with ease from the convenience of your own home.
Benefits of flexible payment options at Bajaj Mall: A wide range of EMI terms are available to fit every budget.
Easy EMI plans: Take advantage of paying for goods with easy EMI to avoid paying extra interest.
Instant credit access: For qualified clients, credit is available with ease and speed.
Broadband network: Choose from a wide range of reliable brands and categories.
Bajaj Finance, one of the top providers of financial services in India, offers a variety of financing alternatives that are specifically designed to meet the needs of both people and companies. Customers who use their Bajaj Finserv EMI Network Card to make purchases can also benefit from flexible, interest-free EMIs. Bajaj Mall provides easy monthly instalments and a wide range of items with exclusive deals.
Bajaj Finance provides flexible and accessible financial solutions to meet your needs, be it financing a large purchase, budgeting for future spending, or streamlining your money management. This ensures a smooth and stress-free experience.
Disclaimer: This content is part of a marketing initiative. No TNIE Group journalists were involved in the creation of this content.