Centre mulls bar on insurance and certificates for vehicles with unpaid traffic challans

In parallel, the ministry is formulating a driving behaviour rating system to curb unruly driving and instil greater discipline on roads.
Traffic police conduct checks in New Delhi for insurance papers of vehicles.
Traffic police conduct checks in New Delhi for insurance papers of vehicles.File Photo | Express
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NEW DELHI: In a move to strengthen enforcement of road safety norms, the Ministry of Road Transport and Highways (MoRTH) is considering a proposal to bar vehicle owners with unpaid traffic challans from renewing their motor insurance, pollution under control (PUC) certificate and fitness certificate. In parallel, the ministry is formulating a driving behaviour rating system to curb unruly driving and instil greater discipline on roads. Motorists with higher ratings may be incentivised through rebates on insurance premiums.

MoRTH Secretary V Umashankar said the ministry has been working for some time to tighten enforcement through a combination of administrative and technological measures to ensure higher compliance and check traffic violations. However, he noted that the recovery of challans remains significantly low.

“We have issued a draft Standard Operating Procedure (SoP) for electronic enforcement to strengthen road safety compliance. Approval will be accorded shortly, after which a final notification will be issued. As part of stricter enforcement measures, we are also introducing a mechanism to deal with unpaid challans. At present, the recovery rate is only 38 per cent. If challans are not cleared, related services such as renewal of insurance and issuance of fitness certificates will be stopped,” the official said.

According to the ministry’s reply in the Lok Sabha on e-challans for traffic violations, 8.18 lakh penalty notices were issued across states and Union Territories in 2024. While the government collected over Rs 3,834 crore, challans amounting to Rs 9,097 crore remain unpaid.

Explaining the proposed points-based system, Umashankar said a higher number of violations could result in vehicles being barred from plying on roads.

“The driving behaviour rating system will be linked to insurance premiums and the right to hold a driving licence. With poor ratings and a high number of challans, vehicles will not be allowed on the roads. Enforcement is being tightened with the help of various technological measures, and we are hopeful of success,” he said.

The proposed SoP lays down detailed guidelines for the electronic monitoring and enforcement of traffic violations. It outlines the types of electronic enforcement devices to be used, along with norms for their installation, operation and maintenance.

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