 | Riding on digital and fintech revolutionWith proliferation of technology and innovation, offering and availing banking services have both become economical and convenient. |
 | A major bank failed. Here's why it's not 2008 againSilicon Valley Bank's downfall is the largest failure of a financial institution since Washington Mutual collapsed at the height of the financial crisis more than a decade ago. |
 | Gullible investors and the market sharksThe stock market requires a constant scrutiny through checks-and-balances by institutions dedicated single-mindedly to what is a formidable, toilsome task. |
 | Banks’ asset quality to improve further: Economic SurveyThe asset quality of Scheduled Commercial Banks (SCBs) has been improving steadily over the years across all major sectors. |
 | Higher credit growth likely for banks in 2023-24: Economic SurveyAccording to the Economic Survey, the accumulation of deposits in the past few years has enabled banks to fund the growing credit demand. |
 | Rise in fraud cases in Banking sector in H1 FY23The total value of frauds stood at Rs 19,485 crore during April- September this year, which was significantly less than Rs 36,316 crore reported by banks in the same period in 2021-22. |
 | There will be strong credit growth in banking sector next year, says ICRAThe incremental credit growth of banks is expected to reach an all-time high of Rs 18-19 lakh crore in financial year 2023, said a senior official. |
 | Banks increase lending rates by 190 bps in tandem with RBI's repo rate hikeFurther, banks have also increased their 1-year median marginal cost of funds-based lending rate (MCLR) by 85 bps from May to October 2022. |
 | Crisil predicts bank credit to grow at 15 per cent this and next fiscalsAlready, large lenders have seen corporates flocking to banks for funds for capital expenditure and also for working capital as the demand side of the economy is faring better. |
 | RBI Governor to meet CEOs of banks on Wednesday; to discuss slow deposit growthAccording to an agenda circulated for the meeting, sources said, sustainability, including pricing and slow growth of deposits, would be discussed. |
 | Banking sector enters danger zone with non-stop increase in bad loans: All India Bank Employees AssociationThe CCBIFU Chairman said the latest is the IBC a Insolvency and Bankruptcy Code. The BJP-led NDA Government has brought this as a mechanism to deal with bad loans. |
 | Bank mergers work better when balance sheets are healthy: Raghuram RajanMergers in the banking sector have a better chance of succeeding if they are done when the balance sheets are healthy, according to former Reserve Bank governor Raghuram Rajan. |
