PV Subramanyam

What to do when you can’t make decisions?

Let us look at some of the reasons as to why people are not able to close some deals even after they tell you hey have made up their minds

02 Aug 2021

Change is difficult, but necessary

You can read books on value investing, investing history, equity valuation, but it is easy to buy real estate hoping that things will be the same.

19 Jul 2021

Will my insurance company pay off all the claims?

I saw a thread on social media where a life insurance company was being criticised for seeking details from the employer of the deceased. 

05 Jul 2021

Expert talks: Key to quality insurance

The key to quality insurance (or mutual fund) is in choosing a good quality agent.

07 Jun 2021

Preparing for a Covid attack on your family

What separates Covid from other killers like Cancer is that it spreads. If there was an earthquake you could rush help to that place—clothes, food, cash, etc.

24 May 2021

How to prepare your finances for Covid-19

What is the financial preparedness that you should have for the Corona Virus the Chinese pandemic? Let us start at the very beginning. 

10 May 2021

Teaching the value of money early on is a must

There is no doubt that term life insurance is a must. Far more important is to teach your children the value of money, and the do’s and don’ts’ of money.

26 Apr 2021

Happy Financial New Year!

Similarly, for reducing weight, you need to maintain a food diary which will tell you what you eat, and then you can analyse the same.

12 Apr 2021

Things you must know about your financial planner

When someone hires a financial planner or an IFA/RIA, most of the time they do not know what to expect. Most advisers do not tell them what they should expect either.

29 Mar 2021

A Few questions you must ask your financial advisor

There are a few important questions to ask before you accept your relationship manager’s (or advisor’s) suggestion to invest in any investment product - usually a mutual fund or life insurance policy.

15 Mar 2021

Retail investors should keep focus on the long term

Last week the Sensex fell by 1,939 points one of the biggest falls in absolute terms, but under 4 per cent that is a big number, but not the biggest fall.

01 Mar 2021

A few money saving hacks

The basic needs of man are food, clothing, shelter, and circus (entertainment?). However, most of us have today graduated from needs to wants and luxuries.

15 Feb 2021

Excuses hold you back from cushy retirement plan

In the course of the last three decades of investment behaviour that I have seen…let me tell you some of the lies that I have heard….

01 Feb 2021

'Parents put kids in EMI traps'

When I say parents put kids in EMI traps, I mean the guys (my age!) born in the 1950s, 60s whose children have started earning and sadly turn to their parents for advice. 

18 Jan 2021

Discipline is key to investing

Like meditating, once you decide to think of saving and tell yourself that Rs 10,000 per month should be the SIP amount - it can happen.

04 Jan 2021