SBI introduces card-free cash withdrawal from ATMs using YONO app: Here’s how to do it

To access the facility, you will first have to install the YONO App in your smartphones. Apart from Android and iOS-powered mobile phones, the app can also be accessed via the YONO website. (Photo | Sunish Surendran, EPS)

Once downloaded, login with your SBI internet banking details. (Photo | Sunish Surendran, EPS)

Select 'Yono Cash' from 'Yono Pay' option available in the app. (Photo | Sunish Surendran, EPS)

After the cash withdrawal process is initiated, customers will get an SMS with a six-digit reference number for the transaction on their registered mobile number which has to be used at the ATM within 30 minutes along with the PIN to get the cash. (Photo | Sunish Surendran, EPS)

If the steps are carried out correctly, you will get an SMS alert on your registered mobile number notifying the withdrawal. (Photo | Sunish Surendran, EPS)

Only two withdrawals per day are permitted using the YONO app. Rs 10,000 is the upper limit set for transactions. (Photo | Sunish Surendran, EPS)

SBI chairman Rajinish Kumar said the bank is trying to ultimately eliminate debit cards to make transactions more secure and also for the customer convenience. The YONO facility of one-time PIN-generated transaction would also be extended to POS (point of sales) transactions. (Photo | Sunish Surendran, EPS)