THIRUVANANTHAPURAM: In a bid to strengthen the housing loan proceedings of Credit-Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (PMAY), a one-day workshop was organised by the Kudumbashree Mission on Tuesday. The CLSS is being implemented under the aegis of the Kudumbashree Mission. The workshop was held to generate awareness and to strengthen the efforts to speed up the housing loans to the beneficiaries of the scheme. All the top officers of nationalised, scheduled and housing finance firms attended the workshop.
The workshop has also decided to organise the loan campaign in the coming days to spread awareness about the scheme. About ten thousand families in the state are the beneficiaries of the project. The scheme will provide the loans up to Rs 2.67 lakh. The maximum loans have been allotted to the Kochi Corporation. Around 1,635 beneficiaries have been given housing loans in the corporation alone. The Kudumbashree mission aims at ensuing housing loans to at least 25,000 people this year.
As many as 68,000 people in 93 municipal bodies had applied for CLSS. The banks will provide a loan to 10,000 people from 35 select municipal bodies. According to S Harikishore, executive director, Kudumbashree Mission, the main aim of PMAY is to provide houses for all in urban areas by 2022 when the country will celebrate its 75th Independence Day. For this, the Union Government has tied up with the state governments. Union Housing and Urban Affairs, Under Secretary Rahul Mana, took a session on ‘CLSS- National Perspective’.
Under the CLSS, those without houses will get loans through banks at low-interest rates for buying houses, or building or renovating them. Kudumbashree Mission is the nodal agency of PMAY-LIFE programme in Kerala. The programme is framed by including factors such as colony development, credit linked subsidy, affordable housing scheme and personal construction.